This Privacy Policy explains how VeltaCapital (“VeltaCapital,” “we,” “us,” or “our”), accessible at veltacapital.net (the “Site”), collects, uses, and protects your information when you use our educational course, simulation platform, and related services (the “Services”). By using the Services, you agree to the practices described here. If you do not agree, please do not use the Services.
The Services are intended for users aged 13 and older and are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are under 18, you should review this policy with a parent or legal guardian, and you confirm you have their permission to use the Services. If we learn that we have collected personal information from a child under 13, we will delete it promptly. To request such deletion, contact us at veltacapitalhq@gmail.com.
A school or district that wants to use the Services with students under 13 must contact us and complete an appropriate privacy and consent review before students create accounts. The current public account service is not approved for under-13 classroom use.
We collect only what we need to run the Services:
| Category | Examples | Source |
|---|---|---|
| Account information | Name, email address, profile image, and profile identifier from your Google account when you sign in | Google Sign-In |
| Usage & progress data | Course progress, prediction-game scores, learning credits, redemptions, streaks, historical simulation portfolio entries, and milestone eligibility | Created as you use the Services |
| Legacy access data | For accounts that existed before free access began, an earlier plan label may remain temporarily. We do not store full card numbers. | Earlier VeltaCapital account records |
| Technical data | Basic log and device information (such as IP address and browser type) needed to operate and secure the Site | Automatically, via our hosting |
We do not sell your personal information.
We share information only with the service providers that help us operate VeltaCapital, and only as needed for them to perform their function:
| Provider | Purpose |
|---|---|
| Google (Sign-In / OAuth) | Authentication: verifying your identity when you log in |
| Vercel, Inc. | Website hosting and delivery |
| Neon (PostgreSQL database) | Storing your account and progress data |
These providers process data on our behalf under their own privacy and security terms. We may also disclose information if required by law, to enforce our Terms, or to protect the rights and safety of our users or the public.
We use essential cookies and similar technologies to keep you logged in and to operate the Site securely. These are necessary for the Services to function. We do not use advertising cookies.
We keep your personal information for as long as your account is active or as needed to provide the Services. If you request account deletion, we will delete or anonymize your personal information within a reasonable period, except where we are required to retain certain records by law.
We take reasonable technical and organizational measures to protect your information, including encryption in transit and access controls. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Depending on where you live, you may have rights to access, correct, or delete your personal information, or to object to certain processing. You can:
To exercise any of these, email us at veltacapitalhq@gmail.com. We may need to verify your identity before acting on a request.
The Site may link to third-party educational, social-media, or reference sites. We are not responsible for the privacy practices of those sites, and we encourage you to review their policies.
We may update this Privacy Policy from time to time. Material changes will be communicated via the Site or email where practicable. The “Last Updated” date above reflects the most recent version. Continued use of the Services after changes take effect constitutes acceptance of the revised policy.
Questions or requests regarding this Privacy Policy can be sent to:
VeltaCapital · Email: veltacapitalhq@gmail.com · Website: veltacapital.net