Terms of Service

1. Acceptance of Terms

Welcome to VeltaCapital (“VeltaCapital,” “we,” “us,” or “our”), accessible at veltacapital.net (the “Site”). By accessing or using the Site, our stock trading education course, simulation platform, or any related services (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use the Services.

If you are under 18, you confirm that a parent or legal guardian has reviewed and agreed to these Terms on your behalf, or that you have their permission to use the Services.

2. Description of Services

VeltaCapital provides educational content related to finance, investing, and stock trading, including but not limited to:

• A structured educational course on stock trading and investing concepts
• Historical chart exercises and simplified hypothetical payoff comparisons
• A credit and rewards system tied to platform engagement and course progress

VeltaCapital is an educational platform only. No portion of the Services constitutes real trading, brokerage services, or the purchase or sale of actual securities. Hypothetical dollar outcomes and learning credits have no real-world monetary value.

3. Not Financial or Investment Advice

Nothing on the Site or within the Services should be construed as financial, investment, tax, or legal advice. VeltaCapital is not a registered investment adviser, broker-dealer, or financial institution under U.S. federal or state law. Content is provided for educational purposes only. You should consult a qualified professional before making any real-world financial decisions.

4. Eligibility and Accounts

• You must provide accurate information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• Accounts are personal and non-transferable.
• We reserve the right to suspend or terminate accounts that violate these Terms.

5. Enrollment and Payment

• Course Trial ($9), Starter ($19), Standard ($39), and Premium ($69) are one-time access purchases in USD, not subscriptions.
• Payments are processed by Stripe, Inc. We do not store full payment card numbers on our servers.
• The pricing page displays the chapters, historical chart exercise allowance, and other features included with each plan before purchase.
• No recurring subscription or automatic renewal is created by these plans.
• See Purchase and Refund Details before completing checkout.

6. Credits and Rewards System

Any in-platform credits, points, badges, or rewards:

• Have no cash value and cannot be exchanged for real currency.
• Are non-transferable between accounts.
• May be modified, reset, or discontinued at our discretion, with reasonable notice where practicable.

The Historical Simulation Portfolio and any milestone certificate record hypothetical educational calculations only. They do not represent real earnings, assets, an investment account, verified trading performance, professional certification, or a qualification to provide financial advice.

7. Intellectual Property

All course materials, text, graphics, logos, platform design, and other content on the Site are the property of VeltaCapital or its licensors and are protected by copyright and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission, except for personal, non-commercial use of course materials you’ve been granted access to.

8. Prohibited Conduct

You agree not to:

• Use the Services for any unlawful purpose
• Attempt to gain unauthorized access to accounts, systems, or data
• Reverse-engineer, scrape, or copy the platform’s underlying code or content for redistribution
• Misrepresent simulated trading results as real investment performance
• Share account credentials or resell access without authorization
• Upload malicious code or interfere with the Services’ operation

9. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. SIMULATED TRADING RESULTS ARE NOT INDICATIVE OF REAL-WORLD INVESTMENT OUTCOMES.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VELTACAPITAL AND ITS FOUNDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, REVENUE, OR PROFITS, ARISING FROM YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE 12 MONTHS PRECEDING THE CLAIM.

11. Termination

We may suspend or terminate your access to the Services at any time for violation of these Terms or for any other reason, with or without notice. You may stop using the Services and request account deletion at any time.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated via the Site or email where practicable. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles, unless otherwise required by applicable law.

14. Contact Us

Questions about these Terms can be sent to:
VeltaCapital · Email: veltacapitalhq@gmail.com · Website: veltacapital.net